March 13, 2021
When you think of Progressive Insurance, you probably picture a smiling and slightly dopey brunette dressed in all white with the Progressive logo planted firmly on the front of her apron. This character, Flo, has been the mascot of Progressive Insurance since 2008, appearing in over 100 commercials with her breezy positive attitude. Flo makes Progressive Insurance look simple as she skates (sometimes literally) around smiling customers, helping them find the perfect insurance for their budget.
However, when it comes to drunk driving accident claims, Progressive works like any other insurance company — attempting to minimize their liability and amount of money owed. Here are the steps you should take when filing a drunk driving accident claim with Progressive Insurance.
Step 1: Write Your Personal Injury Claim
After an accident with a drunk driver, you should immediately begin crafting your personal injury claim. Make sure you have all the necessary information before contacting the adjuster at Progressive. It’s important that you come forward with a well-written settlement claim, detailing your demands in the aftermath of the incident. Additionally, you should be confident in the amount you are asking the insurance company for. Do not ask for anything less than what you need. This includes all medical bills, wages lost for time spent off work, pain and suffering damages and more. If you’ve never filed a personal injury claim before and don’t know how to go about writing your settlement claim, you should meet with a car accident attorney who can ensure your demands are reasonable and well crafted.
Step 2: File Your Personal Injury Claim
Progressive Insurance will likely have you file your claim either through their website or over the phone. Before reporting the claim, you should have certain information on hand in order to ensure a smoother transaction. These include:
- Date, time and location of accident
- Contact information for all parties involved in the accident
- The make, model, year and license plate numbers of all vehicles involved in the accident
- List of injuries and damages to parties and vehicles involved
You should file your claim as soon as possible; although you should wait until all medical issues have been treated so you know the final total of any medical bills.
Step 3: Speak with a Progressive Representative
Once you’ve reported your claim, Progressive will put you in touch with a claims representative. This representative will speak with you and ask several “on the record” questions about the incident. Once the questions are answered, the representative will discuss coverage options, set up a time to inspect the damages and answer any of your questions.
If you were a victim of a drunk driving accident and need to speak to Progressive Insurance, reach out to a qualified car accident attorney, like a Bethesda car accident lawyer from Cohen & Cohen, P.C., to discuss potential damages and settlement claims in order to ensure you are compensated for any effects of the accident.